WDO Inspection Services
What exactly is a WDO inspection?
When obtaining a mortgage or a mortgage guarantee to finance the purchase of a home, you most likely will be required to obtain a WDO inspection by the bank, the mortgage company, or the guarantor (FHA, VA, HUD, etc.)
Although commonly referred to as a “termite inspection,” WDO stands for “wood-destroying organisms,” and a proper WDO inspection looks for evidence of infestation by termites (both subterranean and drywood types), wood decay, wood-devouring beetles, as well as evidence of past infestations, damage to wood, or conditions conducive to infestations, and evidence of past treatments.
What you need to know about the WDO Inspection process:
Firstly, when you are buying a home, the WDO inspector is working for you — not the real estate agent, and not the seller. You, not them, are the one who will be the one stuck with the bill if the home you buy turns out to have a termite or other WDO problem that is not detected during the pre-sale inspection.
Secondly, understand that a proper termite and WDO inspection of an existing house will usually take close to an hour, or sometimes even longer. Don’t let anyone try to pressure the inspector into rushing through an inspection. If the real estate agent has another appointment to get to, so be it.
Finally, understand that a proper WDO inspection costs money. Credentialed WDO inspection companies spend thousands of dollars a year on continuing training, certifications, inspection equipment, and insurance in order to provide you with the best inspection possible. So be very suspicious of companies offering cut-rate or “quickie” inspections. As with anything else, you generally get what you pay for.
Too many people look at the pre-sale WDO inspection as an annoyance imposed by their bank. But the reality is that termites and other wood-destroying insects cost homeowners hundreds of millions of dollars every year in treatment costs and damage repair. In view of this, it’s obvious that a proper and thorough inspection by a qualified WDO inspector is always in the buyer’s best interest, and should be looked upon as an important part of the home-buying process.